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This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.
Corporate Address: Layton Financial Services Corp. | DBA Reverse Mortgage Authority Dallas, Texas 75252
Layton Financial Services Corp DBA Layton Mortgage | DBA Reverse Mortgage Authority NMLS#1922806
Layton Mortgage LLC is an equal housing opportunity lender.
CA Disclosures
California Legal Disclosures
Section 1550 of the California Code of Regulations states a finance company shall refer to its licensure under the CFL in any written, printed, or oral communication, including any communication by means of recorded telephone messages, telephonic or electronic media, or spoken on radio, television or similar communications media, only by the following statement: “Loans made or arranged pursuant to a California Financing Law license.”
Layton Mortgage LLC is an equal housing opportunity lender. NMLS #1922806
Texas Mortgage Broker Disclosure
Figure: 7 TAC §80.200(b)
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.
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