Contact Me - Melinda Hipp - Reverse Mortgage Authority

Contact Me

Melinda Hipp

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1. Receive disclosures and communications about my loan inquiry in electronic form (I confirm that I have a working computer system and internet website browser to view this webpage); and
2. Be contacted about a mortgage at my phone number even if my phone number appears on a State or National Do Not Call Registry, or any other Do Not Contact List.
3. We respect your privacy. We do not sell our subscriber email list to other parties. As we are a financial institution, any personal identifying information submitted to us here will be used for the purpose of communicating with you or advertising to you now or in the future, with the hope of presenting you with financial products that may fit your need. Please see our privacy notice for additional details.
4. By sharing your contact information, you express consent to Reverse Mortgage Authority to contact you about your inquiry via phone call or text at the phone number and/or email address you provide using a manual or automated system. You are not required to enter into this agreement as a condition for doing any kind of business with Reverse Mortgage Authority, and you can revoke this consent any time. To speak with someone at Reverse Mortgage Authority, please call (210) 493-7332.

This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.

*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.

Melinda Hipp

NMLS Consumer Access

Disclosures & Licensing

Corporate Address: Layton Financial Services Corp. | DBA Reverse Mortgage Authority Dallas, Texas 75252

Layton Financial Services Corp DBA Layton Mortgage | DBA Reverse Mortgage Authority NMLS#1922806

Layton Mortgage LLC is an equal housing opportunity lender.

CA Disclosures
California Legal Disclosures
Section 1550 of the California Code of Regulations states a finance company shall refer to its licensure under the CFL in any written, printed, or oral communication, including any communication by means of recorded telephone messages, telephonic or electronic media, or spoken on radio, television or similar communications media, only by the following statement: “Loans made or arranged pursuant to a California Financing Law license.”

Layton Mortgage LLC is an equal housing opportunity lender. NMLS #1922806

Texas Mortgage Broker Disclosure
Figure: 7 TAC §80.200(b)
Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.